Al Haut Agency, Inc. Established 1958
What we do?…Insurance.
Since 1958 the Al Haut Agency, Inc. has been your local Independent Insurance Agency. We are the people you call when you have a need for Insurance. We do not work for an insurance company, we work for you. As a Trusted Choice ™ Independent Agency, we hold contracts with many of the top rated companies to ensure we can offer a broad spectrum of insurance products and services to our clients. We are proud to represent these fine companies: Hanover Insurance Group, Safeco Insurance (A Liberty Mutual Company), Hartford Insurance, MetLife, Progressive, Blue Cross and more.
The Al Haut Agency specializes in most forms of insurance. We primarily offer coverage for Individuals/families in need of protection for their personal assets such as Home, Auto and Life/Health as well as Business Owners. See below for a short list of the types of products we offer. If you do not see what you are looking for, or have any questions, please feel free to contact us directly.
Personal Insurance:
o Homeowners Insurance
o Condo Owners and Renters Insurance
o Auto Insurance
o Personal Excess Liability (Umbrella)
o Recreational Vehicles (snowmobiles, off-road vehicles)
o Motorcycles
o Watercraft
o Flood Insurance
o Life and Health Insurance
Business Insurance:
o Business Owners Policy (BOP)
o Commercial Property
o General Liability
o Business Auto
o Workers Compensation
o Bonds
PURPOSE. Having a wide range of products to offer through a host of quality companies is only part of our purpose. The founder of the agency believed the customer is the reason for our existence as exemplified in the following statements:
A CUSTOMER IS...
... A customer and his business are the most important people in this establishment either in person
or otherwise.
... A customer is not dependent upon us. We are dependent upon our customers.
... A customer is not an interruption of our work; he is the purpose for it. We are not doing
him a favor by serving him; he is doing us the favor by giving us an opportunity to do so.
... A customer is not an outsider to our business; he is the reason for it.
... A customer is not a cold statistic... a name on an application, a report, or a monitor screen.
He is a flesh and blood human being with biases, prejudices, feelings and emotions like our own.
... A customer is not someone to argue with. No one ever won an argument with a customer.
... A customer is a person who brings us his wants. It is our job to fulfill them profitably – both to him
and to ourselves.
A PROFESSIONAL AGENCY WITH PERSONAL SERVICE
Bringing this all together is our dedication to you. Highly experienced members of our team (some with over 30 years’ experience) are dedicated to helping you find the right solution for your insurance needs. Finding the right blend of insurance coverage to meet your budget is our challenge and we will work tirelessly to help you spend your insurance dollars wisely.
We are professionals, and as such you can expect to be treated fairly and honestly in all of our dealings.
OUR PRIMARY OBJECTIVE…
- To reduce the cost of your insurance.
- To minimize gaps in your coverage.
- To maximize your insurance dollars.
Our professional staff analyzes your insurance requirements first from the viewpoint of RISK MANAGEMENT. By risk management, risk reduction, risk transfer or risk assumption, the cost of your package of insurance may be considerably reduced.
Your existing insurance needs are examined and recommendations and cost comparisons are submitted to you for review.
THE SERVICES YOU CAN EXPECT
o Analysis of your complete insurance needs.
o We design a responsible protection program for you.
o We recommend the company or companies best suited to your situation.
o We present you with a competitively priced proposal.
o We move quickly to get a fair, prompt settlement of your claim.
o We look for ways to save you money. If desired, we arrange a budget payment plan.
WE ARE AN INDEPENDENT INSURANCE AGENCY
We work on your behalf when you experience a loss and follow through to see that you get fair, prompt payment.
We represent a carefully selected group of financially sound, reputable insurance companies, and we will place your policy with a company offering the best program for your needs at a competitive price.
COMMUNITY
We are very proud of our commitment to the community and over the years we have been very involved in many fine organizations including: Rotary, Kiwanis, United Way, and the local Chamber of Commerce. We believe in supporting the local High School with job placement opportunities and we have long been proud contributors of the Misericordia Foundation. We will continue to find ways to support our community.